This article really highlights the importance of having a solid financial plan that you review regularly. The million or so people that could become mortgage prisoners should have received proper advice when they took out the mortgage. Many of my clients have mortgage strategies where we focus on overpaying the mortgage to meet key criteria when re-mortgaging 2/3/5 years down the line. We need to break the sell and forget mentality.


Your home may be repossessed if you do not keep up repayments on your mortgage. 

Our charges are usually between £395 and £995 depending on the type and amount of borrowing required and individual circumstances.